Animal Friends Pet Insurance | Specialist Cover for your dog or cat

Sometimes, with all the bills going out each month, we look to see what we can do to cut down on our expenses.  Sometimes we think it will be a good idea to cancel our direct debit for our Pet Insurance and put the money into a savings plan. If we don’t need to use it then it can go towards other bills at the end of the year.

The problem is vets fees are increasing all the time. They not only have to cover their own increasing overheads but technology does allow us to do more for our beloved pets.  This does come at a price.

So, for instance, if you were to put aside a typical monthly amount for dog insurance of £17 per month for a year then you would have £204 saved after 12 months. You will also have gained around another £10 in interest at 5%.

The problem is, what would happen if your pet were to need veterinary treatment. What would you get for your £214?  The answer is very little.

Buy pet insurance online from Animal Friends Pet Insurance or call us during office hours on 0844 55 70 300

A minor incident which involves a couple of trips to the vet and some drops for, say, an ear infection could quite easily amount to £200.  Don’t forget your vet has to charge you 17.5% vat on his fees.

That is quite a minor incident and you could have more than one each year.

However, what would happen if your dog needed a cruciate ligament operation. This happened to a member of our staff before she joined us. She had to take out a loan to pay for this as the cost was over £2,000.   Also, a few months later, the other cruciate ligament snapped which cost another £2,000.
 
So how long would it take to save up £4,000 for both of these operations? Working on your £17 per month plus 5% interest, this would take approximately 18.7 years!

And don’t forget, with Dog Insurance you also have public liability insurance thrown in which your savings would not give you.

Enough said!