Dog Insurance Benefits

1. Up to £6000 vets fee cover
2. Up to £2 million Public Liability Cover
3. Full Lifetime options offered – cover per condition per year
4. New pets taken on at any age, helping cover older pets too
5. Only one premium for dogs under 8 or over 8

Why do I need Pet Insurance?

Should the worst happen and your pet becomes ill or suffers an accident, veterinary bills can run into thousands of pounds. We have a range of pet insurance products that ensure you’re able to choose the right pet plan to suit your needs. With our Gold Super plan for example your dog would receive up to £4,000 for each and every condition he develops, every year. read more...

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Lifetime Pet Insurance E-mail

dog_insurance_photo.jpgWhat does Life time cover actually mean?

It doesn’t mean that once you have pet insurance your pet will be covered for life. But do ask your insurer if cover will end once your pet reached a certain age.

No, "lifetime insurance" means that where your pet gets a condition that may take some years to treat - such as diabetes or arthritis - a "lifetime" policy will cover that condition for more than the first 12 months. Non-lifetime policies will cover a condition for only up to 12 months; after that you have to pay. Other insurers will give you a financial limit to cover all conditions occurring in a year That's why some policies appear so cheap.

But it's not as simple as that! There are different types of lifetime policy. Some will give a certain amount of cover per condition but there is no time limit on when that cover may be used. Once the financial limit is reached then cover for that condition will end.

Full lifetime cover - such as Animal Friends Gold and Platinum policies - will give you a certain amount per condition per year; that means you would be bale to claim up to the financial limit (e.g. £4000) each and every year for each condition.

So its worth reading the small print to see exactly what you are getting rather than just looking at the bottom line monthly premium!

There’s more to pet insurance than the bottom line premium so do look at the small print or quiz your insurer before you buy!

Plan Finder: Insurance Plans For Dogs Of All Ages