Dog Insurance Benefits

1. Up to £6000 vets fee cover
2. Up to £2 million Public Liability Cover
3. Full Lifetime options offered – cover per condition per year
4. New pets taken on at any age, helping cover older pets too
5. Only one premium for dogs under 8 or over 8

Why do I need Pet Insurance?

Should the worst happen and your pet becomes ill or suffers an accident, veterinary bills can run into thousands of pounds. We have a range of pet insurance products that ensure you’re able to choose the right pet plan to suit your needs. With our Gold Super plan for example your dog would receive up to £4,000 for each and every condition he develops, every year. read more...

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Benefits Of A Good Pet Insurance E-mail

dog_insurance_photo.jpgPet insurance The most obvious benefit of pet insurance is that it provides a level of cover for vets' fees should your pet fall ill or have an accident.

But there are other benefits. Of the most important is public liability cover - see the Pets and Public Liability link for more on this.

Other benefits may include kennel cover if your pet has to be housed when you are ill; there is usually cover for advertising and reward of your pet goes missing and you may get some cover of you want to take your pet abroad.

But pet insurance provides a bewildering choice with 60 or more providers of pet insurance, so what should you look out for to ensure you not only get the best deal but also the best cover?

Here are just a few things to look..

  1. Do you want a Lifetime policy or a policy that will only cover a condition for up to 12 months? The 12 month policy will be cheaper but you'll be on your own if your pet needs treatment for several years if it gets an ongoing condition like diabetes or arthritis
  2. What happens when your pet gets older? Will your chosen pet insurer abandon you when your pet reaches 8 or 10 years old or will they continue cover for life? You must find out at the start as you may not be able to get cover elsewhere later.
  3. If you want to insure an older pet for the very first time will the pet insurer take you on? There are a few companies which include Animal Friends.
  4. If you have several pets will you get multi-pet discounts;
  5. If you make a claim will your premiums automatically go up?
  6. Can you spread your premium over 12 months with interest free direct debits?
  7. Will you be caught by "cheap" introductory offers - e.g. 10 months cover for the price of 12 - only to find you premiums soar in subsequent years?

There’s more to pet insurance than the bottom line premium so do look at the small print or quiz your insurer before you buy!

Plan Finder: Insurance Plans For Dogs Of All Ages