Animal Friends Pet Insurance | Specialist Cover for your dog or cat

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Is Buying Pet Insurance Really Worth It?

Pet insurance is there to protect you from such disasters and also provide a lifeline to your pet as you may not necessarily be able to afford the best treatment at the time.

  • Cover from just £3.27 per month for dogs
  • Lifetime cover options to a massive £40,000 per condition
  • We will insure pets at any age for the first time
  • We handle everything in-house in the UK, including claims
  • Our net profits help needy animal charities at home and abroad!

 

Home arrow Benefits Explained
Benefits Of A Good Pet Insurance by Animal Friends Insurance

dog_insurance_photo.jpgThe most obvious benefit of pet insurance is that it provides a level of cover for vets' fees should your pet fall ill or have an accident.

But there are other benefits. One of the most important of these is public liability cover - see the Pets and Public Liability link for more on this.

Other benefits may include kennel cover if your pet has to be housed when you are ill; there is also usually cover for advertising and reward if your pet goes missing and you may even get some cover if you want to take your pet abroad.

But pet insurance provides a bewildering choice with 60 or more providers of pet insurance, so what should you look out for to ensure you not only get the best deal but also the best cover?

Here are just a few things to look for...

  1. Do you want a Lifetime policy or a policy that will only cover a condition for up to 12 months? The 12 month policy will be cheaper but you'll be on your own if your pet needs treatment for several years if it gets an ongoing condition like diabetes or arthritis
  2. What happens when your pet gets older? Will your chosen pet insurer abandon you when your pet reaches 8 or 10 years old or will they continue cover for life? You must find out at the start as you may not be able to get cover elsewhere later.
  3. If you want to insure an older pet for the very first time will the pet insurer take you on? There are a few companies which will, including Animal Friends Pet Insurance.
  4. If you have several pets will you get multi-pet discounts?
  5. If you make a claim will your premiums automatically go up?
  6. Can you spread your premium over 12 months with interest free direct debits?
  7. Will you be caught by "cheap" introductory offers - e.g. 10 months cover for the price of 12 - only to find you premiums soar in subsequent years?

There’s more to pet insurance than the bottom line premium so do look at the small print or quiz your insurer before you buy!

Plan Finder: Insurance Plans For Dogs Of All Ages