Why Buy Pet Insurance?
Many worry about the high cost of vets' fees and believe pet cover / pet insurance gives them the peace of mind that their friend will be cared for through illness or injury. Sometimes pets fall ill and require treatment for several years; diabetes or arthritis are two examples. Only a Lifetime Policy would cover such ongoing illnesses; many pet life cover policies limit cover to 12 months. So look at the terms before you buy!
Benefits Of Good Pet Insurance
- Vets fee cover protects from big unexpected bills
- It ensures your pet gets the best treatment
- Cover your pet for ongoing illnesses like arthritis
- Covers you for claims made against you
- Advertising and Reward cover helps find a lost pet
- Cover for your pet on holiday
- And much more to give you peace of mind!
That's Great, But What Is Pet Life Cover and Why Is It Different?
Lifetime Pet insurance cover is essential if your pet were to develop an ongoing condition such as diabetes or arthritis which can be quite common. These conditions would require treatment year after year. Our Prestige Policy will give you up to a massive £40,000 vets’ fee cover per condition for life. Our Superior Policies also offer huge levels of vets’ fee cover per condition for life - £20,000 for with our Superior Cover and £30,000 with our Superior Plus cover. All our lifetime policies also offer many other benefits – including free overseas travel cover. So if your pet is diagnosed with an ongoing condition in year one our lifetime policies will go on to give you protection year after year throughout your pet’s life as long as you renew your policy - See the difference?
Why Choose Animal Friends Insurance? The Ethical Choice
Animal Friends Insurance should be your first choice for ethical pet insurance cover. Animal Friends Insurance donates large amounts from our own profits to helping animal charities worldwide and would encourage you to visit Our Ethos and Charity Support page if you would like to know more about how we do business.
To date we have been achieved several awards among them was our founder being named the 2005 NatWest everywoman Businesswoman of the Year. In March 2008, Animal Friends Insurance won the PETA proggy awards "Courage In Commerce". If you are not that familiar with Peta, they are US based and the name Peta stands for "People for the Ethical Treatment of Animals". Peta have quite a large celebrity backing with many famous stars endorsing them, the likes of Cameron Diaz, Gwyneth Paltrow, Charlize Theron and Stella McCartney to name but a few. Our drive comes from doing the right thing when it comes to protecting animals in need and your support is vital in this work.
What Would You Get If You Were On Our Prestige Plan?
If your dog was insured on our Prestige Pet Insurance Plan then, unlike many other pet insurers, he would be covered for up to £6000 in veterinary fees for each and every condition he develops every year and that cover would continue for such conditions year after year. So, if your pet developed a condition that needed treatment for 5 years and it had our Prestige cover, he would have up to £30,000 cover for that period – and that’s just for one condition!
What If You Only Want To Cover A Single Event?
However, if your concerns are for "one-off's" such as an accident or a short treatment then our Basic and Prime pet policies will pay for conditions for up to 12 months. Our latest product, Accident Only Pet Insurance Policy, will pay vet’s fees of up to £2,000 for an injury or condition caused by an Accident, and provides excellent value with cover starting at only 3.27 per month for dogs!
How To Choose The Right Pet Insurance Policy For You.
To find the right cover for your pets either use our Pet Plan Quote System which will ask you a few quick questions to find the cover you want or select the age range that suits your pet to see all the plans available. Normally, insurance policies can be divided into three categories. Here is a brief description of each:
- 12 month Policy. A policy that is limited to a set period of, usually, twelve months. This is the cheapest policy. If the pet is in the middle of a treatment when the policy ends, the policy will not continue to cover it.
- A policy which has a cover limit for a condition. It will cover any condition up to a certain amount. The treatment for the condition will end as soon as it reaches the financial cover limit so it may not give complete cover for a long-term ongoing condition.
- A full lifetime pet insurance policy. This will provide a cover limit per year per condition so it renews each year for a condition even if a claim has been made and thus the pet is covered throughout its life for that condition. A premium is paid each year and the policy offers cover for vet fees each year per condition per year; the policy usually gives other benefits too such as holiday cancellation, advertising and reward etc. This policy cover might be the most expensive but is most suitable for on-going, long-term conditions like arthritis and diabetes.
In Summary... Some people think about putting money aside each month instead of insuring but would this cover the vet's fees resulting from a catastrophic injury? What those people also forget is that they can be held legally liable for their pet's actions, especially in our "compensation culture"; that's why pet insurance includes generous levels of Public Liability cover - such claims can run into hundreds of thousands of pounds.
So insuring your pet is the sensible choice to protect not only your pet but your monthly budget; and only by choosing AFI will you also be helping animals in desperate need all over the world!
Get A Quote: Quotes For Pet Cover For Dogs And Cats Of All Ages
