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Background to Our Underwriters

Red Sands Insurance Company (Europe) Limited (RSE) is an independent European insurance company that operates across a number of different market sectors and offers a diverse range of products and services. Red Sands is a part of the same ultimate grouping as the Hollard Insurance Group and the Lombard Insurance Group; and is able to share in the experience and expertise of both these global insurance players.

Hollard is South Africa's largest privately owned insurance group which has over £700m of assets. Hollard has been providing insurance protection to pets and pet owners for more than 17 years and is the largest and most experienced pet insurer in both Australia and South Africa. Hollard, like Animal Friends, is a family-owned business that is passionate about people and partnerships. Hollard has been in the insurance business for over twenty seven years, and today, 1 300 dedicated staff provide both short-term and life insurance services to more than 6 million policyholders in over 8 countries on 4 continents.  

Lombard is a specialist insurance company operating out of South Africa in the guarantee, bonding and credit insurance markets, and is recognised and respected for its expertise and superior products. Lombard has impeccable financial credentials and enjoys a reputation for independence, reliability and exceptional client service.

Our group achieved its success by seeking out and nurturing mutually beneficial relationships with our business partners, who are all experts in their respective fields. We are not an open-market underwriter, but instead focus on building long term sustainable partnerships with distribution and administration partners. For example we currently underwrite the UK's third largest motor warranty scheme. 

RSE is proud to be working with such an exciting and ethical company as Animal Friends. We are sure that Animal Friends will benefit from the unique experience and support offered by RSE to deliver some truly innovative products for the UK pet and companion animal insurance market.

RSE is authorised and regulated by the Gibraltar Financial Services Commission, and operate under European legislation concerning the regulation of insurance companies and provision of services in the EU.

In addition, Red Sands is a member and supporter of the UK’s Association of British Insurers (ABI), Financial Services Compensation Scheme and Financial Ombudsman Service.