About Author: Daniel Tiley

Description
I'm a Web Content Writer and Marketing assistant here at Animal Friends Insurance and will be keeping you up to date with all our charity work, donations and the interesting going-ons of the animal world.

Posts by Daniel Tiley

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Pet Insurance Specialists

By
Daniel Tiley
– May 21, 2012

When thinking of taking out pet insurance it is not only important to look into what the benefits, limits and level of cover each policy are but also who is providing them. Many companies that offer pet insurance will do so whilst offering many other kinds of insurance. This means that the underwriters will be writing polices for all different kinds of the insurance market and so cannot devote all of their time to one type of insurance.

If you are going to insure your pet then it can be a good idea to look at a pet specialist whose only focus will be on covering pets. Their policies will be better suited, tailored and more in tune with the pet insurance market as a whole, meaning that they will have more of a variety of policies both in terms of price and depth of cover. Another positive of insuring your cat or dog with a pet insurance specialist is that many of them will have had years of experience in dealing with animals outside of the insurance world giving them a real understanding of what it is to be a pet owner.

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Onwards and Upwards

By
Daniel Tiley
– May 15, 2012

Hello everyone, we have some fantastic news. We have now donated well over £800,000 to animal welfare charities worldwide putting us well on course to reach and even better our target of donating £1million by the end of 2012.

As you may or may not be aware, we run a number of initiatives throughout each month that help us to actively donate. Our employee of the month for March, Johanna Paget, recently donated £3,000 to the Gentleshaw Wildlife Centre which is being used to build a new aviary whilst £10,000 was split between the four charities that took part in our April ‘Charity of the Month’ competition; with first place (Sunny Harbour Cat and Kitten Rescue) receiving £5,000, second place (Ruff Luck Rescue) receiving £2,000 and third and fourth (Sumatran Orangutan Society and The Racehorse Sanctuary) each receiving £1,500.

Elsewhere our managing director, Elaine Fairfax pledged to donate £1,000 a month to the excellent TigerTime Now campaign run by the David Shepherd Wildlife Foundation as well as donating £1,000 to each of the 12 winners at the 2012 Annual Wetnose Awards. At the time of writing we have 52,943 Facebook likes and 1,455 followers on Twitter meaning that £54,398 has also been raised as we donate £1 to charity for each like or follow.

It is excellent to see that, through pet insurance, Animal Friends are actively helping animals in need around the world and we are very excited about the rest of the coming year.

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Animal Friends Insurance Working With IFAW

By
Daniel Tiley
– May 11, 2012

Founded in 1969, the International Fund for Animal Welfare saves individual animals, animal populations and habitats all over the world. With projects in more than 40 countries, IFAW provides hands-on assistance to animals in need, whether it’s dogs and cats, wildlife and livestock, or rescuing animals in the wake of disasters. Animal Friends are big supporters of IFAW and make regular donations to help them continue on with their excellent work, an example of which is that of Ruby the dog.

Ruby’s Rescue - Any dog or cat living in Khayelitsha, Cape Town can count itself extremely lucky if it finds itself at the Mdzananda Animal Clinic in times of illness or injury.  In the 10-plus years of the project’s existence, many lives have been saved, suffering ended and hope restored for both owners and animals. And so it was for Ruby, a special young girl who has recently been given a second lease on life.

Ruby first arrived at Mdzananda about two years ago after being hit by a car, as happens to so many dogs in the township.  Because of severe injuries sustained to her front left leg, it was decided to amputate it.  Ruby recovered extremely well and spent three months convalescing at the project, getting used to life minus one limb.

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Lifetime Policies

By
Daniel Tiley
– May 11, 2012

Lifetime policies are important for pet owners as it means that their pet will be able to receive continued treatment for any on-going illness or condition that they might be suffering from. This is the most comprehensive type of cover and operates on a ‘per condition per year’ basis. Time-limited policies are ‘non-lifetime’ cover that provide protection from health issues without the benefit of on-going treatments. One-time costs and accidents are all covered, so the price of this level of policy is much cheaper.

Lifetime policies typically have a limit per condition that ‘refreshes’ annually, allowing you to claim up to that limit each year for that specific condition. If the policy states that the limit is £5,000, you could claim up to that limit on diabetes medicine for your pet, for example. Then, once you reach that limit, you have to wait until the next year before you can resume claiming on that illness. Should a different problem arise, you will have another ‘kitty’ of £5,000 with which to separately claim on for that additional problem. With a time-limited policy, the yearly limit that you can claim for is shared amongst all of the health issues that your pet will suffer, and at the end of the year any issues that have been claimed on will be excluded from further claims.

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