Hello everyone. I haven’t blogged in a while as Cracker and I have been busy brushing up on our knowledge about the health and behaviour of cats and dogs. Of…
Here at Animal Friends Insurance, we understand that your policy can be confusing at times, and the insurance jargon that insurers use in legal documents can just end up confusing you even more! To combat this, we plan on bringing you ‘Insurance Keywords’ blogs – short blogs every week or so that can help you filter past all the jargon and understand exactly what it is your insurer is telling you.
This week, we’re explaining the terms pre-existing condition and exclusion.
When thinking of taking out pet insurance it is not only important to look into what the benefits, limits and level of cover each policy are but also who is providing them. Many companies that offer pet insurance will do so whilst offering many other kinds of insurance. This means that the underwriters will be writing polices for all different kinds of the insurance market and so cannot devote all of their time to one type of insurance.
If you are going to insure your pet then it can be a good idea to look at a pet specialist whose only focus will be on covering pets. Their policies will be better suited, tailored and more in tune with the pet insurance market as a whole, meaning that they will have more of a variety of policies both in terms of price and depth of cover. Another positive of insuring your cat or dog with a pet insurance specialist is that many of them will have had years of experience in dealing with animals outside of the insurance world giving them a real understanding of what it is to be a pet owner.
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Animal Friends has had the great pleasure of meeting Pudsey the dog, one half of the winning Britain’s Got Talent act from this year. We just had to take the opportunity to get his picture when we heard he was in the same building. We were very impressed with how well behaved he is, and Ashleigh is such a loving owner – you could see their bond when they performed on stage, and it was very clear to us that all her positive reinforcement training with Pudsey has made him a very mild-mannered dog indeed.
It’s great to see how much love their is between owner and trainer, so we’re taking this opportunity to say a very well done to Ashleigh and Pudsey from everyone here at Animal Friends!
Here at Animal Friends Insurance, we understand that your policy can be confusing at times, and the insurance jargon that insurers use in legal documents can just end up confusing you even more! To combat this, we plan on bringing you ‘Insurance Keywords’ blogs – short blogs every week or so that can help you filter past all the jargon and understand exactly what it is your insurer is telling you.
To start off this week, we’ve decided to tackle two very common terms that are used in every insurance policy – Premiums and Excess.
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