Pet Insurance | Cover your dog or cat with Animal Friends Pet Cover - Specialist pet quotes online

Normally, insurance policies can be divided into three categories. Here is a brief description of each:

1) A policy that is limited to a set period of, usually, twelve months. This is the cheapest policy. If the pet is in the middle of a treatment when the policy ends, the policy will not continue to cover it.

2) A policy which has a cover limit for a condition. It will cover any condition up to a certain amount. The treatment for the condition will end as soon as it reaches the financial cover limit so it may not give complete cover for a long-term ongoing condition.

3) A full lifetime policy. This will provide a cover limit per year per condition so it renews each year for a condition even if a claim has been made and thus the pet is covered throughout its life. A premium is paid each year and the policy offers  cover for vet fees each year per condition per year; the policy usually gives other benefits too such as holiday cancellation, advertising and reward etc. This policy cover might be the most expensive but is most suitable for on-going, long-term conditions like arthritis and diabetes. It also offers the owner a lot of peace of mind.

Look around for the kind of pet insurance that best suits the needs of your pet.

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