Looking For A Pet Insurance Quote?

WE NOW HAVE EVEN CHEAPER RATES!
Starting at just £3.27 per month for dog insurance and free overseas travel cover as standard. Join the many thousands of happy customers across the country. AFI are pleased to announce that we now offer no less than 7 different policy options.

Enter a few basic details about your pet to see the great range of Pet Plans we offer.

GET QUOTE

Is Buying Pet Insurance Really Worth It?

Pet insurance is there to protect you from such disasters and also provide a lifeline to your pet as you may not necessarily be able to afford the best treatment at the time.

Cover from just £3.27 per month for dogs
Lifetime cover options to a massive £40,000 per condition
We will insure pets at any age for the first time
We handle everything in-house in the UK, including claims
Our net profits help needy animal charities at home and abroad!

Home

AFI Pet Community

Pet Blogs Section

Types Of Pet Insurance Policies

Types Of Pet Insurance Policies (UK)

Normally, pet insurance policies can be divided into three categories. Here is a brief description of each:

1) A policy that is limited to a set period of, usually, twelve months. This is generally the cheapest type of policy. If the pet is in the middle of a treatment when the policy ends, the policy will not continue to cover it.

2) A policy which has a cover limit for a condition. It will cover any condition up to a certain amount. The treatment for the condition will end as soon as it reaches the financial cover limit so it may not give complete cover for a long-term ongoing condition.

3) A full lifetime policy. This will provide a cover limit per condition per year so it renews each year for a condition even if a claim has been made and thus the pet is covered throughout its life. A premium is paid each year and the policy offers cover for vet fees each year per condition per year; the policy usually gives other benefits too such as holiday cancellation, advertising and reward etc. This policy cover might be the most expensive but is most suitable for on-going, long-term conditions like arthritis and diabetes. It also offers the owner a lot of peace of mind.

Look around for the kind of pet insurance that best suits the needs of your pet.

Animal Friends provide a wide range of pet cover plans, ranging from the new entry-level Accident Only policy to the higest level of cover found in our Prestige policy. Please call us on 0845 55 70 300 to discuss the best options for you and your companions.

Bookmark us and help AFI make a difference!