Why do I need Pet Insurance?

Should the worst happen and your pet becomes ill or suffers an accident, veterinary bills can run into thousands of pounds. We have a range of pet insurance products that ensure you’re able to choose the right pet plan to suit your needs. With our Gold Super plan for example your dog would receive up to £4,000 for each and every condition he develops, every year. read more...
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Types Of Pet Insurance Policies E-mail

Vet Looking At DogNormally, insurance policies can be divided into three categories. Here is a brief description of each:

1) A policy that is limited to a set period of, usually, twelve months. This is the cheapest policy. If the pet is in the middle of a treatment when the policy ends, the policy will not continue to cover it.

2) A policy which has a cover limit for a condition. It will cover any condition up to a certain amount. The treatment for the condition will end as soon as it reaches the financial cover limit so it may not give complete cover for a long-term ongoing condition.

3) A full lifetime policy. This will provide a cover limit per year per condition so it renews each year for a condition even if a claim has been made and thus the pet is covered throughout its life. A premium is paid each year and the policy offers  cover for vet fees each year per condition per year; the policy usually gives other benefits too such as holiday cancellation, advertising and reward etc. This policy cover might be the most expensive but is most suitable for on-going, long-term conditions like arthritis and diabetes. It also offers the owner a lot of peace of mind.

 

Look around for the kind of pet insurance that best suits the needs of your pet.

 


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