Looking For A Pet Insurance Quote?

Join the many thousands of happy customers across the country. Our basic packages are just a few pounds per month. Enter a few basic details about your pet to see the great range of Pet Plans we offer.

GET QUOTE

Is Buying Pet Insurance Really Worth It?

If your pet dog or cat needs veterinary treatment for any one of a number of common diseases or is inflicted by a life threatening illness, the cost of treatment could run into many thousands of pounds. UK Veterinary care is expensive! Pet insurance is there to protect you from such disasters and also provide a lifeline to your pet as you may not necessarily be able to afford the best treatment at the time.

Cutting Back On The Bills E-mail
Sometimes, with all the bills going out each month, we look to see what we can do to cut down on our expenses. Sometimes we think it will be a good idea to cancel our direct debit for our Pet Insurance and put the money into a savings plan. If we don''t need to use it then it can go towards other bills at the end of the year. The problem is vets fees are increasing all the time. They not only have to cover their own increasing overheads but technology does allow us to do more for our beloved pets. This does come at a price. So, for instance, if you were to put aside a typical monthly amount for dog insurance of £17 per month for a year then you would have £204 saved after 12 months. You will also have gained around another £10 in interest at 5%. The problem is, what would happen if your pet were to need veterinary treatment. What would you get for your £214? The answer is very little. A minor incident which involves a couple of trips to the vet and some drops for, say, an ear infection could quite easily amount to £200. Don’t forget your vet has to charge you 17.5% vat on his fees. That is quite a minor incident and you could have more than one each year. However, what would happen if your dog needed a cruciate ligament operation. This happened to a member of our staff before she joined us. She had to take out a loan to pay for this as the cost was over £2,000. Also, a few months later, the other cruciate ligament snapped which cost another £2,000. So how long would it take to save up £4,000 for both of these operations? Working on your £17 per month plus 5% interest, this would take approximately 18.7 years! And don’t forget, with Dog Insurance you also have public liability insurance thrown in which your savings would not give you. Enough said!', 'Pet Insurance versus Savings'