About half the pets in the UK need some sort of expensive veterinarian care every year. Your pet could be one of those!

You should check the appropriate insurance cover available and the premium you need to pay for treatments like curing an abscess or removing a tumour.

The most expensive policy is the one that covers your pet for life. It usually covers vet fees up to a specified amount every year and that annual cover will continue each year as long as you keep paying the premiums. The premiums have to be paid annually and they are likely to get more expensive as your pet grows older.

You can go for the maximum benefits policy or the more limited twelve-month policy. Like the maximum benefits policy, the latter too covers conditions individually. The twelve-month policy, as the name suggests, offers cover for one year; once a condition is claimed for, that condition is then excluded in future years, not the case with full lifetime cover. What this means is that, if your pet needs treatment for a similar condition the second time or gets an ongoing condition, the twelve-month policy won’t cover it.

Pet insurance plans are offered taking into consideration the age, the health and breed of the animal. Accordingly, the premium is worked out. Policies do not cover the basic veterinary costs of vaccination and worm control. If you have any doubts regarding the terms and conditions of various pet insurance policies, talk to us for complete help and comprehensive advice.